EliteDesigns Top Ten





Many contracts contain a myriad of complex terms, conditions and riders, often with a limited list of underlying investment options. Offered in all states except New York by Security Benefit Life Insurance Company ("Security Benefit Life"), a Guggenheim Partners Company, and in New York offered by First Security Benefit Life Insurance and Annuity Company of New York, EliteDesigns is an agile and flexible variable annuity, reflecting the needs of fee-only advisors.


1. We Know Where You're Coming From

Eight Regional Directors provide wholesaling coverage that is truly national, offering point-of-sale support for advisors and their clients.


2. Many Highly Regarded Fund Options

40% of EliteDesigns fund options have 4- and 5-star ratings from Morningstar, and 42% of EliteDesigns funds are in the top third of their Morningstar peers.


3. Financial Stability

With nearly $10 billion in assets under management and a 110-year heritage of providing retirement solutions, Security Benefit Life's financial stability and stewardship has earned it the trust of its clients.


4. Manage All Contracts From One Place

EliteDesigns easy-to-use group trading platform gives advisors sophisticated trading features and a quick, intuitive interface.


5. Deepen Your Relationships

With EliteDesigns' unique structure, advisors can continue to manage the account assets over three generations, making it possible to retain the owner's children and grandchildren as clients.


6. No Hidden Trading Costs

With EliteDesigns, there are no transaction fees on underlying investment options, which can help to optimize performance.


7. Portfolio Protection

Through downside protection of 35 bps per year,* EliteDesigns guarantees that all principal invested will be returned (in the case of the death of the owner) regardless of underlying fund performance.


8. Reduced Paperwork

With online account opening, EliteDesigns allows advisors to streamline back-office processing.


9. Surprisingly Flexible

With nearly 280 investment options and more to come, advisors can access a wide variety of investment options, from equity and bond funds to sectors, currency and commodities.


10. Always Be Closing

EliteDesigns sales desk is always ready to troubleshoot advisor questions and help close sales.


* The rider is only available at issue. The optional death benefit rider has costs associated with it (0.35% annually). You cannot change or cancel the rider after it is issued. It may not be available in all states.





Morningstar Rating™

Often simply called the Star Rating, the Morningstar Rating brings load-adjustments, performance (returns) and risk together into one evaluation. To determine a fund's star rating for a given time period (three, five, or ten years), the fund's risk-adjusted return is plotted on a bell curve: If the fund scores in the top 10% of its category, it receives 5 stars (Highest); if it falls in the next 22.5% it receives 4 stars (Above Average); a place in the middle 35% earns 3 stars (Average); those lower still, in the next 22.5%, receive 2 stars (Below Average); and the bottom 10% get only 1 star (Lowest). The Overall Morningstar Rating is a weighted average of the available three-, five-, and ten-year ratings.


© 2011 Morningstar, inc. all rights reserved.


The information contained herein: 1) is proprietary to Morningstar and/or its content providers; 2) may not be copied or distributed; and 3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

In all states except New York, the EliteDesigns Variable Annuity (form V6029) is a flexible purchase payment deferred variable annuity issued by Security Benefit Life Insurance Company (SBL). In New York, the EliteDesigns Variable Annuity (form FSB242 (1-07)) is a flexible purchase payment deferred variable annuity issued by First Security Benefit Life Insurance and Annuity Company of New York (FSBL), New York, NY. Variable annuities are distributed by Security Distributors. Security Benefit Life Insurance Company is not authorized in the state of New York and does not transact the business of insurance in the state of New York.

Security Distributors is a subsidiary of SBL. SBL and FSBL are affiliates and are wholly owned by Security Benefit Corporation (“Security Benefit”). EliteDesigns may not be available in all states. The obligations under the EliteDesigns Variable Annuity are solely those of the issuing insurer.


Annuities are long-term investments suitable for retirement investing.

You should carefully consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options before investing. You may obtain a prospectus for the variable annuity and prospectuses or summary prospectuses (if available) for the underlying investment options by calling our Service Center at 1-800-888-2461. You should read the prospectuses carefully before investing. Investing in variable annuities involves risk and there is no guarantee of investment results.

The investment return and principal value of an investment in the EliteDesigns Variable Annuity will fluctuate and you may have a gain or loss at redemption.