REASONS TO CHOOSE THE ELITEDESIGNS
ALL VARIABLE ANNUITIES ARE NOT CREATED
Many contracts contain a myriad of complex
terms, conditions and riders, often with a limited list of
underlying investment options. Offered in all states except New
York by Security Benefit Life Insurance Company ("Security Benefit
Life"), a Guggenheim Partners Company, and in New York offered by
First Security Benefit Life Insurance and Annuity Company of New
York, EliteDesigns is an agile and flexible variable annuity,
reflecting the needs of fee-only advisors.
1. We Know Where You're Coming
Eight Regional Directors provide wholesaling
coverage that is truly national, offering point-of-sale support for
advisors and their clients.
2. Many Highly Regarded Fund
40% of EliteDesigns fund options have 4- and
5-star ratings from Morningstar, and 42% of EliteDesigns funds are
in the top third of their Morningstar peers.
3. Financial Stability
With nearly $10 billion in assets under
management and a 110-year heritage of providing retirement
solutions, Security Benefit Life's financial stability and
stewardship has earned it the trust of its clients.
4. Manage All Contracts From One
EliteDesigns easy-to-use group trading platform
gives advisors sophisticated trading features and a quick,
5. Deepen Your Relationships
With EliteDesigns' unique structure, advisors
can continue to manage the account assets over three generations,
making it possible to retain the owner's children and grandchildren
6. No Hidden Trading Costs
With EliteDesigns, there are no transaction
fees on underlying investment options, which can help to optimize
7. Portfolio Protection
Through downside protection of 35 bps per
year,* EliteDesigns guarantees that all principal invested will be
returned (in the case of the death of the owner) regardless of
underlying fund performance.
8. Reduced Paperwork
With online account opening, EliteDesigns
allows advisors to streamline back-office processing.
9. Surprisingly Flexible
With nearly 280 investment options and more to
come, advisors can access a wide variety of investment options,
from equity and bond funds to sectors, currency and
10. Always Be Closing
EliteDesigns sales desk is always ready to
troubleshoot advisor questions and help close sales.
* The rider is only available at issue. The
optional death benefit rider has costs associated with it (0.35%
annually). You cannot change or cancel the rider after it is
issued. It may not be available in all states.
Often simply called the Star Rating,
the Morningstar Rating brings load-adjustments, performance
(returns) and risk together into one evaluation. To determine a
fund's star rating for a given time period (three, five, or ten
years), the fund's risk-adjusted return is plotted on a bell curve:
If the fund scores in the top 10% of its category, it receives 5
stars (Highest); if it falls in the next 22.5% it receives 4 stars
(Above Average); a place in the middle 35% earns 3 stars (Average);
those lower still, in the next 22.5%, receive 2 stars (Below
Average); and the bottom 10% get only 1 star (Lowest). The Overall
Morningstar Rating is a weighted average of the available three-,
five-, and ten-year ratings.
© 2011 Morningstar, inc. all rights
The information contained herein: 1) is
proprietary to Morningstar and/or its content providers; 2) may not
be copied or distributed; and 3) is not warranted to be accurate,
complete or timely. Neither Morningstar nor its content providers
are responsible for any damages or losses arising from any use of
this information. Past performance is no guarantee of future